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  • 10 Ways to Save Money Using Free Apps and Online Tools

    10 Ways to Save Money Using Free Apps and Online Tools

    Saving money doesn’t always mean giving up the things you enjoy. Whether you’re shopping online, streaming your favorite content, or exploring digital entertainment such as Jili games, making smarter financial choices can help you get more value from your budget. Thanks to a wide range of free apps and online tools, it’s easier than ever to track expenses, find discounts, and manage everyday spending.

    The best part is that many of these solutions are completely free to use. Whether your goal is to reduce monthly expenses, stay on top of your finances, or simply spend more wisely, these practical tools can help you save money without sacrificing convenience. Here are 10 effective ways to make the most of free apps and online resources.

    1. Track Your Spending with a Budgeting App

    One of the easiest ways to save money is to know where it is going. Budgeting apps that are free help you keep track of your income and expenses, categorise purchases, and monitor your monthly spending habits.

    When you can see where your money goes, you can spot expenses you don’t need to be paying and make better financial decisions, but still be free. 

    2. Search for Coupons Before You Buy

    Take a few minutes to look for coupon codes or promotional offers before you buy something online. Many free browser extensions and coupon websites automatically find and apply available discounts at checkout.

    Even small discounts add up over time, especially if you shop online regularly. 

    3. Compare Prices Across Multiple Stores

    Never jump at the first price you see. Price comparison websites are useful for comparing different retailers before you buy.

    If you’re shopping for electronics, household goods or everyday necessities, price comparisons can help you get better deals and not overpay. 

    4. Set Price Alerts

    Thinking about buying something but waiting for a better deal? Many shopping sites and price-tracking tools let you set alerts for specific products.

    No need to check prices every day, you’ll get a notification when the price drops, this helps you to buy at the right time. 

    5. Use Cashback and Rewards Platforms

    Cashback sites and rewards apps allow you to earn points or a cut of your purchase back when you shop with participating retailers.

    Even if the savings on one purchase seem small, the regular use can result in considerable savings over the year. 

    6. Organize Bills and Payment Reminders

    Late payment fees are an avoidable expense that you can often avoid.

    Free calendar apps and reminder tools help you remember when to pay bills, subscriptions and recurring payments: This means you can better manage your monthly finances and not get charged penalties. Being organized… 

    7. Cancel Unused Subscriptions

    There’s still a lot of people paying for streaming services, software or memberships they hardly ever use.

    Subscription management apps can help you find recurring charges and see what you’re actually using. Cancelling one or two unnecessary subscriptions can release some extra cash every month. 

    8. Use Free Cloud Storage and Productivity Tools

    Use free cloud storage, document editors, spreadsheets and collaboration tools online instead of paying for pricey software.

    These services provide everything many users need for work, school, or personal projects without the need for expensive subscriptions. 

    9. Take Advantage of Free Learning Resources

    You don’t have to pay for expensive courses to learn new skills.

    There are many trustworthy sites that provide free tutorials, online courses, educational videos, and digital libraries on topics such as personal finance, technology, design, business, languages, and more. You could even get better career opportunities without any additional educational costs by improving your skills. 

    10. Choose Entertainment That Fits Your Budget

    Entertainment is important, but it doesn’t have to be a financial burden.

    Many digital entertainment platforms offer welcome offers, loyalty programmes, free content, or special promotions that enable users to get more value. So before signing up for any platform, be sure to compare available features, understand the terms and select services that fit your interests and your budget.

    For online gaming and digital entertainment, it is also worth choosing licensed platforms that encourage responsible play via functions such as deposit limits, time management tools and self-exclusion options. Responsible entertainment ensures that having fun stays fun and affordable. 

    Tips for Saving Even More Money Online

    Free apps are only part of the equation. Building smart financial habits can help you maximise your savings over the long term.

    Here are some simple practices to adopt:

    • Review your monthly expenses.
    • Look up prices before you buy something big.
    • Avoid impulse buying by waiting 24 hours before making non-essential purchases.
    • Instead of running after every bargain, look for legitimate promotions.
    • Protect your personal information using trusted websites and strong passwords.
    • Don’t fall for deals that sound too good to be true.

    Small changes to your daily habits can add up to the biggest savings over the long run. 



  • Besi APac Partners with DHL Express to Slash Greenhouse Emissions through Sustainable Aviation Fuel

    Besi APac Partners with DHL Express to Slash Greenhouse Emissions through Sustainable Aviation Fuel

    Besi APac Sdn. Bhd., the Malaysian unit of top semiconductor assembly equipment manufacturer BE Semiconductor Industries N.V., has entered into a partnership with DHL Express by joining their GoGreen Plus programme. This programme aims to lower the emissions generated from Besi APac’s urgent global deliveries through the utilization of sustainable aviation fuel (SAF). The partnership is projected to result in a reduction of over 400 tonnes in Well-to-Wheel (WTW) CO₂e emissions.

    Reducing Emissions Through Responsible Practices

    Besi APac is dedicated to the energy transition and acknowledges the importance of decreasing operational emissions through responsible business operations. Henk Jan Jonge Poerink, Managing Director of Besi APac and Senior Vice President of Global Operations at Besi N.V., stated that the company’s sustainability strategy extends to its supply chain activities. They are striving to incorporate environmental considerations into their procurement processes. SAF is seen as one of several methods that can assist in reducing aviation-related emissions. The company eagerly anticipates the opportunity to support the expansion of renewable alternatives.

    Introduced in 2023, GoGreen Plus allows its clients to utilise SAF to decrease their indirect Scope 3 emissions, which arise from upstream and downstream transportation and distribution. This service is made possible through numerous SAF contracts that DHL has signed with its partners.

    SAF, which is made from sustainable feedstocks like used cooking oil and other residues, can lower lifecycle greenhouse gas emissions by approximately 80% compared to standard jet fuel. The ‘book & claim’ approach enables DHL to replace fossil fuels with sustainable fuels within its network directly and assign the associated lifecycle emission reductions to clients like Besi APac.

    Besi APac’s Commitment to Sustainability

    Besi APac’s subscription to GoGreen Plus is applicable across its international trade routes, covering major markets in the Asia Pacific, Europe, Americas, and Middle East. The initiative is aligned with the company’s 2025-2029 strategic plan, which includes minimising its environmental impact as a primary goal. Besi APac has significantly reduced its Scope 1 & 2 emission intensity ratio, fuel consumption intensity ratio, and increased electricity usage from renewable sources since 2019.

    Alex Lee, Vice President of Commercial at DHL Express Malaysia, stated that DHL is committed to increasing the availability of emissions-reduced logistics solutions. Partnerships like this one showcase the practical application of this commitment.

    DHL is one of the largest global users of SAF. The company increased the percentage of SAF in its own aircraft fleet to 10 percent in 2025, a significant increase from the 3.5 percent the previous year. DHL currently uses SAF at airports worldwide.

    Questions & Answers

    What is Besi APac’s strategy to reduce emissions in their operations?
    Besi APac is committed to decreasing operational emissions through responsible business practices. This includes integrating environmental considerations into their procurement processes and using SAF to reduce aviation-related emissions.

    How does DHL’s GoGreen Plus programme help to reduce emissions?
    GoGreen Plus allows its customers to utilise SAF to reduce their indirect Scope 3 emissions arising from upstream and downstream transportation and distribution. It replaces fossil fuels with sustainable fuels within its network, attributing the associated emission reductions to its customers.

    What progress has Besi APac made in reducing its environmental impact?
    Besi APac has made significant strides in reducing its environmental impact. The company has greatly reduced its Scope 1 & 2 emission intensity ratio and fuel consumption intensity ratio. Additionally, it has increased its electricity usage from renewable sources to 99 percent since 2019.

  • Grab Powers Through 2026 with Record Q1 Results and Bold Expansion Beyond Southeast Asia

    Grab Powers Through 2026 with Record Q1 Results and Bold Expansion Beyond Southeast Asia

    Southeast Asian superapp, Grab, has reported its strongest first quarter to date, with plans to expand beyond its home market for the first time. It plans to do so with an investment of $600 million.

    Grab’s CEO and co-founder, Anthony Tan, expressed his satisfaction with the results, stating that the company achieved its objective of starting 2026 robustly. Grab recorded a revenue of US$955 million for the first quarter, which ended on March 31, representing a year-on-year increase of 24%. Its adjusted EBITDA reached US$154 million, up by 46% from the same period in the previous year, marking the company’s seventeenth consecutive quarter of EBITDA growth.

    Despite the period being typically quiet due to the Ramadan fasting month and Lunar New Year celebrations, the company managed to increase its number of monthly transacting users by 16% to 51.6 million.

    Growth Across Segments

    The overall gross merchandise value of Grab’s deliveries and mobility segments rose to US$6.1 billion in the quarter, with the delivery sector growing by 25% and mobility by 23%, year-on-year. The company’s financial services also observed a 43% leap in revenue to US$107 million.

    However, the company faces operational challenges due to the regional surge in fuel prices—an issue with no straightforward solution for a business model that depends on daily refuelling by millions of driver-partners. To navigate this issue, Grab launched various initiatives in March, including multi-partner fuel discount programs and restructuring incentive models to maximize driver earnings. Grab also collaborated with governments to ensure driver-partners could access available transport-worker fuel subsidies.

    Recently, Grab became the first platform to offer point-to-point cross-border taxi services between Singapore and Malaysia, one of the world’s busiest international land border crossings.

    Expansion Plans

    During the quarter, Grab agreed to acquire Delivery Hero’s foodpanda delivery business in Taiwan for US$600 million in cash. This represents Grab’s first expansion beyond Southeast Asia in its 14-year history. The acquisition is expected to be finalised in the second half of the year, expanding Grab’s presence across 21 cities. Upon completion, Grab would hold a market share of just over 50%, positioning it as a formidable competitor to Uber Eats.

    Moving forward, Grab’s full-year guidance remains unchanged, with predictions of 20% to 22% growth in revenue and 40% to 44% growth in adjusted EBITDA. The company expects in-demand GMV growth in each remaining quarter of this year.

    Questions & Answers

    What is Grab’s first quarter revenue for 2026?
    Grab reported a revenue of US$955 million for the first quarter of 2026.

    What operational challenges is Grab facing?
    Grab is facing operational challenges due to the regional surge in fuel prices affecting millions of its driver-partners.

    What is Grab’s expansion plan?
    Grab plans to acquire Delivery Hero’s foodpanda delivery business in Taiwan, marking its first expansion beyond Southeast Asia.

  • Malaysia and Timor-Leste Amplify Alliance in Telecommunication & Media Through Landmark MoUs

    Malaysia and Timor-Leste Amplify Alliance in Telecommunication & Media Through Landmark MoUs

    Malaysia and Timor-Leste have taken significant strides in bolstering their collaboration in telecommunications and media. This progress is marked by the endorsement of two Memorandums of Understanding (MoUs), which highlight their joint dedication to enhancing regional interconnectedness and collaboration.

    The MoUs were endorsed by a host of key figures from both nations. From Malaysia, it was Communications Minister Datuk Fahmi Fadzil, and from Timor-Leste, Transport and Communications Minister Miguel Marques Gonçalves Manetelu and State Secretary for Social Communication Expedito Loro Dias Ximenes.

    A Milestone in Bilateral Relations

    In a joint proclamation, the Communications Ministry of Malaysia, Transport and Communications Ministry of Timor-Leste, and the State Secretariat for Social Communication hailed the agreements as a landmark in bilateral ties. They serve as a testament to the enduring friendship and mutual faith between the two nations. This relationship has been strong since Malaysia was one of the first countries to acknowledge Timor-Leste’s independence in 2002.

    The statement further highlighted that both countries reaffirmed their mutual commitment to deepening bilateral cooperation and fostering closer people-to-people connections. The two nations also expressed excitement at the prospect of collaborating in creating a more interconnected, robust, and forward-thinking Southeast Asian region.

    Memorandums of Understanding

    The first MoU, which focuses on telecommunications cooperation, outlines the intention of both countries to fortify their telecom infrastructure, improve digital connectivity, and share technical expertise. The agreement’s overall objective is to fuel mutual growth in telecommunications to support sustainable progress and digital inclusion.

    The second MoU, which emphasizes information and media development, encourages professional collaboration between the media sectors of both countries. This includes initiatives for exchanging information, sharing news, and implementing capacity-building programs for media practitioners.

    Questions & Answers

    What are the key objectives of the MoUs between Malaysia and Timor-Leste?
    The agreements aim to strengthen telecommunications infrastructure, enhance digital connectivity, promote professional collaboration between media sectors, and foster closer people-to-people ties between the two countries.

    Who were the key figures involved in the endorsement of the MoUs?
    The MoUs were signed by Malaysia’s Communications Minister Datuk Fahmi Fadzil, Timor-Leste’s Transport and Communications Minister Miguel Marques Gonçalves Manetelu, and State Secretary for Social Communication Expedito Loro Dias Ximenes.

    What is the significance of these agreements for the relationship between the two nations?
    These MoUs are seen as a milestone in bilateral relations between Malaysia and Timor-Leste, reflecting the long-standing friendship and mutual trust between the two countries. They also testify to the countries’ shared commitment to regional connectivity and cooperation.

  • Trump’s Truth Social Teams Up with Crypto.com to Revolutionize Online Engagement through Prediction Markets

    Trump’s Truth Social Teams Up with Crypto.com to Revolutionize Online Engagement through Prediction Markets

    Donald Trump’s media company, Trump Media & Technology Group, is set to introduce a new dimension to online engagement through a partnership with Crypto.com. The alliance aims to merge social media, fintech, and prediction trading, a move that could potentially reshape the realm of online interaction.

    Expanding into Prediction Markets

    Trump Media & Technology Group, the organization responsible for the social media platform Truth Social, has recently divulged plans to venture into prediction markets. Leveraging an exclusive collaboration with Crypto.com Derivatives North America (CDNA) – a registered exchange and clearinghouse – Truth Social will pioneer a global first for social media platforms by integrating prediction markets into the user experience.

    The innovative product, dubbed “Truth Predict”, will provide a platform for users to prognosticate a broad spectrum of outcomes. Whether forecasting results of U.S elections or speculating on interest rate decisions, gold prices, inflation figures, or significant sporting events, users will be able to monitor these predictions in real time.

    Transforming Social Dialogue into Market Forecasts

    “Truth Predict will enable our committed users to delve into prediction markets with a reliable network, while also making use of our social media platform to offer entirely unique methods for discussing and comparing their forecasts,” commented Devin Nunes, Chairman and CEO of Trump Media.

    Having amassed over 3 billion dollars in financial assets and achieved a positive cash-flow in its first quarter after becoming a public entity, Trump Media appears to be well-prepared to expand its fintech objectives. Nunes emphasized that the integration epitomizes the company’s aim to “democratize information” and empower users to convert free speech into “actionable foresight.”

    Legally Compliant Approach

    The newly-developed feature will operate within a legally compliant framework courtesy of its partnership with Crypto.com’s CDNA unit. This will provide US users with lawful access to event contracts concerning politics, economics, and financial markets. CDNA’s regulated structure facilitates seamless participation for Truth Social users, effectively bridging the divide between social commentary and capital markets.

    Beta Testing and Global Expansion

    Truth Predict is set to undergo Beta testing on Truth Social ahead of a complete US launch. Upon satisfying regulatory requisites, Trump Media intends to introduce the service on a worldwide scale. If the launch proves successful, Truth Predict could signify the dawn of a new era in online user interaction, merging real-time opinion sharing, market sentiment, and financial involvement on one unified platform.

    Questions & Answers

    What is the primary objective of Trump Media’s partnership with Crypto.com?
    The main aim is to merge social media, fintech, and prediction trading, potentially redefining the online engagement landscape.

    What will the new product “Truth Predict” offer to the users?
    “Truth Predict” will enable users to forecast a wide range of outcomes and monitor these predictions in real time.

    What is the long-term plan for the launch of “Truth Predict”?
    After Beta testing on Truth Social and a full US launch, Trump Media plans to roll out the service globally, subject to regulatory compliance.

  • Off-white Set To Enter Indian Market: A $5m Investment And Partnership With Brand Concepts

    Off-white Set To Enter Indian Market: A $5m Investment And Partnership With Brand Concepts

    In the first quarter of the upcoming year, the renowned Italian luxury streetwear brand, Off-White, is set to make its debut in the Indian market. This move is a result of an exclusive distribution partnership with Brand Concepts, a prominent fashion retail house.

    Investment and Expansion Plans

    Over the next few years, an estimated investment of US$5 million is anticipated to establish the Off-White brand across India. This follows the sale of the brand last year from LVMH to Bluestar Alliance.

    Abhinav Kumar, co-founder and CEO of Brand Concepts, stated, “Until now, our primary focus has been on accessories within the premium segments. The launch of Off-White will see us venturing into two new arenas: the luxury segment and the mainstream apparel business.”

    Product Range and Retail Platform

    The brand’s diverse product range, which includes apparel, bags, wallets, and a comprehensive footwear line, will be launched under the premium multi-brand store, Bagline. This retail platform currently showcases brands such as Tommy Hilfiger Travel Gear, United Colors of Benetton, and Juicy Couture.

    Commenting on the current market trends, Kumar remarked, “The streetwear culture in India is burgeoning, which is evident in the escalating sneaker movement across the country. India, being home to one of the world’s youngest populations, has a timely and relevant demand for streetwear, making it an ideal market for expansion.”

    Future Visibility and Presence

    As part of its growth strategy, Off-White aims to bolster its visibility in luxury multi-brand destinations like The Collective and Iconic. Additionally, there are plans to inaugurate two outlets in key metropolitan cities and to launch a bespoke e-commerce platform.

    Kumar added, “In the following two to three years, we aim to establish five to six flagship stores, backed by a broader shop-in-shop presence. We anticipate Off-White to be available across 25-30 points of sale in India.”

    To bring Off-White to the Indian market, Brand Concepts will collaborate with Sportlux General Trading, a global distributor of luxury brands.

    Questions & Answers

    When is Off-White expected to enter the Indian market?
    Off-White is set to debut in the Indian market in the first quarter of next year.

    How will Off-White’s products be introduced in India?
    Off-White’s product range will be launched under Brand Concepts’ premium multi-brand store, Bagline.

    What are the plans for Off-White’s visibility and presence in India?
    Off-White plans to increase its visibility in luxury multi-brand destinations, open two outlets in key metropolitan cities, and launch its own e-commerce platform.

  • Yili Group Forecasts Robust Revenue Growth; Investments Boost Dairy Production Capacity

    Yili Group Forecasts Robust Revenue Growth; Investments Boost Dairy Production Capacity

    Yili Group, a leading dairy company based in New Zealand, is predicting a steady increase in revenue for the upcoming year, following impressive growth during the first half of the current year. The company’s subsidiaries, Westland Milk Products and Oceania Dairy, reported a joint unaudited revenue growth of 16% during the first half of this year, compared to the same timeframe in the previous year. In addition, the pre-tax profit experienced a 12% increase.

    Investing in Production Capacity

    Zhiqiang Li, the Executive Director of Yili Group, stated that the companies are in an excellent position for sustained growth due to significant investments in their production capacity at essential sites.

    “Major investments have been made to increase the production capacity of high-demand, high-value products at Westland’s Hokitika and Rolleston sites, as well as ODL’s Glenavy facility. This is in response to the rising global demand for top-quality dairy products,” said Li.

    Among the significant upgrades is an increase in butter production by 10,000 tonnes at the Hokitika site, as well as enlarged skim milk powder output at the Glenavy site.

    Boosting UHT Cream Production and Export

    These enhancements have facilitated a 20% growth in UHT cream production at the Rolleston site. A considerable amount of this production is exported to China, facilitated by the addition of new equipment such as a silo and revamped unloading facilities.

    In the past year, Westland and Oceania have partnered in sales and marketing ventures to offer a wider variety of dairy products.

    “While the profits for the individual companies will experience a period of consolidation, both total revenue and profit margins are projected to continue their healthy growth trend,” added Li.

    Questions & Answers

    **What is the projected growth for Yili Group?**
    Yili Group is anticipating consistent revenue growth in the upcoming year, following a significant increase in the first half of the current year.

    **What key upgrades have been made to increase production?**
    Key upgrades include a 10,000-tonne increase in butter production at the Hokitika site, as well as an expanded skim milk powder output at the Glenavy site.

    **What collaborations have occurred between Westland and Oceania?**
    In the past year, Westland and Oceania have collaborated on sales and marketing to offer a broader range of dairy products.